Life & Health Insurance
Protect Your Health, Your Family, and Your Future
As a Certified Covered California agent and Medicare-certified insurance professional, I help individuals and families across California find the right health and life insurance coverage — at every stage of life.
Certified Covered California Agent
Authorized to help individuals, families, and small businesses enroll in Covered California health plans and access premium subsidies through the ACA marketplace.
Medicare Certified
Certified to guide Medicare-eligible clients through Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans.
CA License #0C92552
Licensed independent insurance agent in California with access to top-rated carriers for health and life insurance products.
Health Insurance
Health Insurance
Whether you're self-employed, between jobs, or looking for better coverage, I'll help you compare plans and find the right fit for your budget and health needs.
Covered California
Shop individual and family health plans through California's official marketplace at www.coveredca.com. You may qualify for premium tax credits that significantly reduce your monthly cost.
Visit Covered California →Medicare Advantage
All-in-one Medicare plans (Part C) that bundle hospital, medical, and often prescription drug coverage — many with $0 premiums and added benefits like dental and vision.
Medicare Supplement (Medigap)
Fill the gaps in Original Medicare coverage. Medigap plans help cover copays, coinsurance, and deductibles so you're not caught off guard by out-of-pocket costs.
Medicare Part D
Standalone prescription drug plans that work alongside Original Medicare or a Medicare Supplement plan to help manage the cost of your medications.
Small Business Health Plans
Offer competitive health benefits to your employees through Covered California for Small Business (CCSB) — with flexible plan options and potential tax advantages.
Short-Term & Supplemental
Bridge coverage for gaps between jobs or major life transitions, plus supplemental plans for dental, vision, and critical illness.
Life Insurance
Life Insurance
Life insurance is one of the most important financial decisions you can make for the people you love. I'll help you find the right type and amount of coverage.
Term Life Insurance
Affordable coverage for a set period — 10, 20, or 30 years. Ideal for income replacement, mortgage protection, and providing for your family during peak earning years.
Whole Life Insurance
Permanent coverage that lasts your entire lifetime and builds cash value over time. A reliable foundation for long-term financial planning and estate protection.
Universal Life Insurance
Flexible permanent coverage with adjustable premiums and death benefits. Combines lifelong protection with a tax-advantaged savings component.
Final Expense Insurance
Smaller whole life policies designed to cover funeral costs and end-of-life expenses — giving your family peace of mind without financial burden.
Not Sure Where to Start?
Health and life insurance can be complicated. I'll walk you through your options in plain language and help you make the best decision for your situation — no pressure, no jargon.