Commercial Insurance
Protect Your Business, Your Crew, and Your Livelihood
From solo contractors to growing small businesses, I build commercial coverage that keeps you working — and protected — across Southern California.
Insurance That Works as Hard as You Do
Running a business in Southern California means juggling a lot. The last thing you need is an insurance gap that shuts you down. As an independent agent, I work with 50+ carriers to find commercial coverage that fits your trade, your team, and your budget — without the runaround.
General Liability
The foundation of any commercial policy. Covers bodily injury, property damage, and personal injury claims arising from your business operations — required by most contracts and clients.
- Bodily injury and property damage
- Products and completed operations
- Personal and advertising injury
- Required by most contracts and leases
- Available as standalone or part of a BOP
Workers' Compensation
Required by California law for any business with employees. Covers medical expenses and lost wages for workers injured on the job — and protects you from costly lawsuits.
- Medical treatment and lost wages
- Required for all CA employers
- Employer's liability coverage
- Competitive rates across multiple carriers
- Sole proprietor and subcontractor options
Commercial Auto
If you or your employees drive for business — whether it's a work truck, a fleet, or a personal vehicle used for work — you need commercial auto coverage. Personal auto policies won't cover business use.
- Liability, collision, and comprehensive
- Fleet and single-vehicle policies
- Hired and non-owned auto coverage
- Tools and equipment in vehicle
- Contractor and delivery vehicle specialists
Business Owners Policy (BOP)
A BOP bundles general liability and commercial property coverage into one affordable policy — ideal for small businesses, retail shops, offices, and service businesses.
- General liability + commercial property
- Business interruption coverage
- Equipment breakdown
- Affordable bundled pricing
- Customizable for your industry
Contractor Insurance
Contractors have unique exposure — tools, equipment, subcontractors, and job site liability. I specialize in coverage for general contractors, trades, and specialty contractors across SoCal.
- General liability for contractors
- Tools and equipment coverage
- Installation floater
- Subcontractor liability
- Certificate of insurance on request
Professional Liability
Also known as errors and omissions (E&O) insurance. Protects consultants, designers, real estate professionals, and other service providers from claims of negligence or mistakes.
- Errors and omissions coverage
- Defense costs included
- Claims-made policy options
- Real estate, design, and consulting
- Technology and IT professionals
Industries
Who I Work With
I specialize in the trades, service businesses, and small business owners that make Southern California run.
Need a Certificate of Insurance Fast?
Contractors and business owners often need proof of insurance on short notice. Submit a request and I'll get your certificate out quickly.
Ready to Protect Your Business?
I'll compare options from top commercial carriers and put together a policy that covers your operation — without overpaying.