About Denise
A Neighbor You Can Count On
Independent insurance agent serving Southern California's coast and mountains for over 20 years.
My Story
I was raised in a small town — Yucca Valley, California — and moved to Ventura in 1996. I've spent my career here protecting the people and businesses that make this stretch of California so special. From Malibu's beachfront homes to the mountain communities of Santa Barbara, I understand the unique risks — and the unique character — of where you live and work.
After starting in the industry with a large national carrier, I made the move to become an independent agent because I wanted to put my clients first. As an independent, I'm not tied to one company's products. I shop dozens of top-rated carriers to find you the right coverage at the right price — and I'm here when you need to use it.
Whether you're a homeowner protecting your biggest investment, a contractor who needs a certificate by tomorrow morning, or a small business owner trying to make sense of your options — I'm the person you call. Not a 1-800 number. Me.
Credentials & Expertise
Licensed California Insurance Agent
CA License #0C92552 — Property, Casualty, Life & Health
Independent Agent
Access to 50+ top-rated carriers including Travelers, Nationwide, Chubb, and more
Personal Lines Specialist
Homeowners, auto, renters, umbrella, earthquake, and flood coverage
Commercial Lines Specialist
General liability, workers' comp, commercial auto, BOP, and contractor coverage
Local Risk Expert
Deep knowledge of wildfire, coastal flood, and earthquake exposures in SoCal
Why Work With Me
I work for you
As an independent agent, my loyalty is to you — not to any single insurance company. I compare options across dozens of carriers to find the best fit.
I know this area
I've lived and worked in Southern California my whole life. I understand the local risks — wildfires, coastal flooding, earthquakes — and make sure your policy actually covers them.
I'm here when it matters
When you have a claim or a question, you reach me directly. No call centers, no runaround — just a real person who knows your policy.
Fast turnaround
Need a certificate by end of day? A policy change before a job starts? I move quickly because I know your business can't wait.
Service Area
Where I Work
I'm licensed throughout California and focus my practice on the communities I know best — from the Channel Islands coastline to the Santa Ynez Mountains.
Ventura County
Oxnard, Ventura, Camarillo, Thousand Oaks, Simi Valley, Moorpark
Los Angeles
West LA, San Fernando Valley, Conejo Valley, South Bay
Malibu
PCH corridor, Point Dume, Topanga Canyon, Calabasas
Santa Barbara
Santa Barbara, Goleta, Carpinteria, Santa Ynez Valley
Let's Talk About Your Coverage
Whether you're shopping for the first time or wondering if you're getting the best deal on your current policy — I'm happy to take a look. No pressure, no jargon.